As wildfire season nears, Idaho insurance companies are reassessing coverage in high-risk areas, leaving many homeowners vulnerable. Insurers are questioning the profitability of covering regions prone to wildfires, leading to policy cancellations. Homeowners like Dena Neubaum have struggled to find coverage, often with exclusions for wildfire damage. Agents suggest homeowners create defensible spaces and explore options with different carriers if dropped. Legislative measures are being considered to address these insurance challenges in Idaho.
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