Condo inventory has surged nearly 80% since mid-2022, with units now taking around 90 days to sell—three times longer than in 2022—while other homes sell faster. Older generations and cash investors remain the primary condo buyers, supporting demand despite a cooling market. New condo sales are declining, with activity increasingly concentrated in a limited number … Continued
Experts project US home prices ↑ 15.2% cumulatively by the end of 2028. Optimistic forecasts expect ↑ 24.3% cumulative growth by 2028, driven by strong demand and limited inventory. Pessimistic estimates show only ↑ 5.6% growth, citing high rates and affordability as key barriers. The wide forecast range signals ongoing uncertainty in mortgage rates, supply, … Continued
Home prices are projected to rise 4% in 2027, reaching 10.8% cumulative growth since 2024. Experts forecast continued moderate gains in 2027, following slower increases in 2025 and 2026.
National active housing listings increased by about 21% from August 2024 to August 2025 but remain 11% below August 2019 levels. Fourteen states, including Arizona, Florida, and Texas, have inventory back to pre-pandemic levels. In Sun Belt and Mountain West markets like Austin and Tampa, inventory has neared or surpassed 2019 levels due to slowed … Continued
The Fed is expected to hold rates steady through late 2025 at 4.25%–4.5%. Mortgage rates may fluctuate between 6.5% and 7.2% for 30-year loans this year. 15-year mortgage rates are forecasted to stay near 6% depending on inflation trends. Home prices may stabilize near $417,000, with modest regional dips or gains expected. If the Fed … Continued
Mortgage rates increased after five weeks of declines, driven by stronger-than-expected economic indicators. Experts forecast minimal rate relief through late 2025 despite Federal Reserve predictions of future cuts. Waiting for rate drops may backfire as housing prices remain high and supply stays limited. Buyers can gain ground by exploring options like fixer-uppers, condos, or 15-year … Continued
President Trump announced the dismissal of Federal Reserve Governor Lisa Cook over alleged mortgage fraud, a move she is legally challenging as unlawful. The Federal Reserve Act protects governors from removal except for cause, making this unprecedented. Trump aims to replace her with Stephen Miran, complicating his Senate confirmation. Critics warn this threatens Fed independence, … Continued
Housing inventory’s piling up, but home sales just hit their slowest pace in 16 years. Warning sign #1: A 5% drop in home prices could seriously hit consumer spending. Warning sign #2: Falling housing investment slows construction, dragging down the economy’s growth. Warning sign #3: Fewer houses sold means less construction jobs—labor market feels the … Continued
Q3 typically sees 1.48M home sales, but high rates and low affordability are cooling activity. Experts expect mortgage rates to stay between 6.5% and 7% through Q3.
Most 2026 forecasts expect modest mortgage rate declines, driven by easing inflation and economic stabilization.Fannie Mae projects a drop to 5.8% by Q4 2026.