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Renter's insurance is important for replacing lost or destroyed items due to robbery or fire. Lemonade offers policies starting at $5/month, with additional coverage available for high-value items. Nationwide is available in all 50 states but starts at $20/month. Bilt Mastercard allows fee-free rent payments and rewards points. The Capital One Venture Rewards Credit Card offers a 75,000-point welcome bonus. Experian Boost can increase credit scores. Some U.S. states offer tax credits to renters based on income and rent limitations.

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