Ever Wondered Why 2025 Is Said to Suit Homebuyers?
New single-family home construction could increase by 13.8%, potentially easing supply shortages. Home prices are expected to rise more slowly in 2025, with a 4% increase projected.
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5 money moves to make if you plan to rent forever — from renter’s insurance to saving for retirement
Renter's insurance is important for replacing lost or destroyed items due to robbery or fire. Lemonade offers policies starting at $5/month, with additional coverage available for high-value items. Nationwide is available in all 50 states but starts at $20/month. Bilt Mastercard allows fee-free rent payments and rewards points. The Capital One Venture Rewards Credit Card … Continued
2027 Interest Rate Forecast: A Look Towards Stability
Federal funds rate to hold steady at 2.9% across all four quarters, reflecting a new equilibrium. Borrowers and savers benefit from consistent rates, enabling confident financial decision-making.
5 Questions Every Seller Needs to Qualify Homebuyers
Is the buyer trustworthy? Evaluating a buyer's past transactions helps determine their credibility and likelihood to close the deal. Where is the buyer's equity coming from? Assess whether the buyer is using personal capital or raising funds, especially for newer investors.
5 Credit Score Myths for First-Time Home Buyers
1: Shopping around dents your credit score. Shopping for mortgage rates won't hurt your credit and can save you thousands. 2: Paying off long-term debt increases credit score. Paying off long-term debt may slightly lower your credit score
Idaho Legislature introduces bill to reduce income taxes
Idaho House Speaker Mike Moyle proposed House Bill 40 to reduce income taxes, marking the first of three major tax reduction bills for the legislative session. The bill aims to lower individual and corporate tax rates from 5.695% to 5.3%, expand income tax exemptions for military pensions, and eliminate capital gains tax on gold bullion … Continued
Mortgage Refinancing Requirements: Quick Tips
Refinancing replaces your mortgage with a new one, often offering different interest rates or payoff schedules.Reasons to Refinance Lower interest rates. Switch loan type or term. Access equity or remove mortgage insurance.
Home Renovation Spending to Rise 1.2%
Home Improvement Spending: Spending on home renovations is projected to grow by 1.2% through Q3 2025. Market Growth: New home construction and existing home sales are rising, supporting home improvement demand.
How to apply for low income apartments
Low-income apartments and Housing Choice Vouchers are forms of financial aid for low-income individuals and families to secure safe housing. Eligibility is based on income, citizenship status, and rental history. Application involves visiting a local Public Housing Agency (PHA), providing necessary documentation, and awaiting approval. Subsidized apartments can be found through HUD.gov, local PHA, and … Continued
Happy Lunar New Year
恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and … Continued