1. Staying in budget Plan beyond down payments and factor in all homeownership costs. 2. Mortgage interest rates Some homebuyers worry about high mortgage rates; buying now with solid finances may beat rising home prices later.
Governor Brad Little signed House Bill 40, marking the largest tax cut in Idaho's history, which returns $253 million to residents through reduced income tax rates from 5.695% to 5.3%. The law also allows veterans to retain more of their military pensions and excludes capital gains and losses from precious metal bullion from state income … Continued
Assess your property’s value and risks to determine your unique home insurance coverage needs. Researching a reliable insurance broker ensures the best advice, value, and appropriate coverage for your needs.
A home warranty covers repairs for major systems and appliances, costing between $300 and $600 annually. Skipping a home warranty? It could mean unexpected expenses, with service fees ranging from $60 to $100 per visit.
Idaho, once a hidden gem for celebrities, is now recognized for its commitment to traditional American values. The state features vast landscapes, including mountains and deserts, with significant population centers like the Treasure Valley. A recent list highlights the top 25 places to live in Idaho, considering factors like cost of living and recreation. Notable … Continued
Debt management affects your ability to buy a home by influencing loan eligibility and mortgage rates. A credit score of 620+ improves mortgage approval chances, while 580+ may qualify for limited options
St Patrick's Day is the day we all turn a bit Irish. 13 million pints of Guinness are consumed worldwide on St. Patrick's Day. Green is now the traditional color of St. Patrick's Day.
The Federal Reserve is widely expected to keep its key interest rate steady at approximately 4.3%, halting its streak of three consecutive rate cutsRecent data reflects robust hiring and progress on inflation, prompting officials to advocate for a slower pace of rate reductions.
Green properties offer immediate cost savings through renewable energy systems, lowering energy bills by up to 50%.Sustainable homes reduce water consumption costs with rainwater harvesting and low-flow plumbing, saving up to 30%.
Idaho homeowners may qualify for property tax relief through the Property Tax Reduction program, which can reduce taxes by up to $1,500 on their primary residence and one acre of land. Applications can be submitted online or by mail to the county assessor by April 15. Eligibility requires being an Idaho resident, owning and occupying … Continued