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Idaho Senate calls for limits to rental application fees

The Idaho Senate passed Senate Bill 1042aa, which limits application fees landlords can charge prospective tenants. Co-sponsored by Sen. Ali Rabe, the bill aims to enhance rental affordability and prevent exploitation by landlords. It restricts landlords to charging fees for only two applicants at a time and only for available units. Additionally, landlords must complete … Continued

First-Time Buyer Programs That Save Thousands

Who Qualifies as a First-Time Buyer? – No homeownership in past 3 years – Returning buyers eligible – Broader definition of “first-time buyer Federal Assistance Programs: – FHA: 3.5% down payment – USDA: No down payment, full financing – VA: No down payment, no mortgage insurance

Idaho Has the 4th Least Competitive Housing Market in 2025

The U.S. housing market is entering 2025 with renewed activity after a subdued 2023 and signs of recovery in 2024. Home prices have risen 6.3% year-over-year, despite high mortgage rates, while home sales increased by 10.8% in December 2024 compared to the previous year. The Northeast and California are experiencing the hottest markets, with Connecticut … Continued

How to Buy a House With Bad Credit

Robert and Emily are personal finance experts who contribute to Newsweek. They discuss the possibility of buying a house with bad credit, explaining that while it's possible, it can be complicated. They provide tips for improving credit and mortgage approval odds, as well as information on different types of mortgages available for those with bad … Continued