Buying a home for the first time can be stressful, especially if you have an average credit score. However, there are mortgage lenders that cater to those with fair credit. Chase Bank offers flexible down payment options, while Ally Home provides fast pre-approval and fewer fees. SoFi offers discounts and cash back to help you … Continued
Fed Funds Rate Trends Forecast: – 2025 rate: drop to 4.0% – 2026 rate: to hold ~3.8% Economic Outlook for 2025: – GDP growth: taper from 1.8% to 2.5% by year-end – Rate cuts respond to slower economic growth
Colorado Gov. Jared Polis and other Western governors are exploring the use of federal lands to address the affordable housing crisis in the region. In Nevada, officials are leveraging a federal law to acquire land for development at reduced prices, while Colorado's Summit County has leased U.S. Forest Service land for affordable housing. However, challenges … Continued
Idaho's rental market faces challenges due to rapid population growth and rising demand, particularly in the Treasure Valley. The "30% rule" suggests spending no more than 30% of income on rent, but local conditions affect affordability. Tips for finding affordable rent include exploring suburban areas, leveraging local networks, and timing rentals during winter months. Blackfoot … Continued
US home prices are forecasted to rise ↑ 2.5% in 2025 despite current near all-time highs. Potential falling mortgage rates could make homeownership more affordable even if prices increase further.
Land Clearing Benefits – Improves curb appeal – Easier upkeep with cleared land – Increases property value and usability Forestry Mulching Advantages – Cost-effective for clearing small vegetation – Preserves roots, reducing erosion risks – Creates a "park-like" backyard scene
If you're considering a home renovation loan, think about whether the project is necessary or cosmetic. Financing options include cash-out refinancing, home equity loans, personal loans, Fannie Mae HomeStyle Renovation loans, and FHA 203(k) loans. Factors to consider include property value, material costs, and loan terms. Assess the project scope and timeline before deciding on … Continued
Projected price: ~$628,000 by 2030. Rapid population growth increases demand.
Home design is evolving towards efficiency, incorporating smart technology for improved functionality and time-saving features.English-styled kitchens will influence American homes, promoting timeless elegance with warm, inviting aesthetics.
Home buyer affordability improved 4.1% by mid-2024, the first annual gain since 2021. Lower mortgage rates and a 3.1% increase in household income drove the affordability improvement. us