Must-Know Home Equity Tips for 2025
Home equity loans offer low-interest borrowing, but 2025 brings key changes borrowers must consider. HELOC rates are 8.27%, while home equity loans average 8.43%—a shift could save you money.
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Here Are Some Tax Tips for Retirees in Western States
Navigating taxes can be complex for retirees, especially with varying state rules. In the West, Arizona offers property tax relief and does not tax Social Security, while California provides senior income tax exemptions. Colorado allows deductions for retirement income, and Idaho has low taxes but taxes retirement accounts. Montana lacks sales tax but taxes Social … Continued
Act Now: Prep for Spring Home Buying
Winter is slow, but 2025 will see more sellers returning, possibly leading to a more balanced market. Buyers should start credit repair now, as spring sees the biggest jump in available homes from February to March.
Global Residential Mortgage Market to Hit $26.5B by 2030!
The global residential mortgage market is expected to grow from US$ 11.2 billion in 2022 to US$ 26.5 billion by 2030. The market is growing with a CAGR of 11.3% during the forecast period from 2024 to 2031.
How Will 15-Year Mortgage Rates Change by 2029?
Experts predict 15-year mortgage rates will gradually decline to 6.2%-6.4% by 2026. From 2027-2029, rates may stabilize around 5.8%-6.0%, with potential for slight increases.
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US Residential Remodeling: $754.75M by 2032
The US Residential Remodeling Market will reach $754.7M by 2032. The market is expected to grow at a CAGR of ↑ 4.3% by 2032.
Idaho’s Baby Boomer Real Estate Trends in the Last 5 Years
Idaho is gaining popularity as a retirement destination for baby boomers, who prefer small towns and rural areas over urban settings. Many are downsizing to be closer to family, although some choose to "age in place" due to rising home prices. Early boomers focus on comfort and healthcare, while late boomers, still working, seek homes … Continued
7 top tax tips for investors
The deadline for filing taxes is approaching, but investors can still take steps to organize their tax affairs. Contributing to an IRA, adding to a self-employed retirement account, maximizing HSA contributions, claiming capital losses, reporting gains and losses from cryptocurrency, and watching out for K-1 forms are key tax tips for last-minute filers. Continue to … Continued
Interior Improvements: What Buyers Really Want?
Enhancing interior features makes your home more appealing and increases buyer interest. Kitchen upgrades, including energy-efficient appliances and extra storage, significantly boost resale value.