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What credit score is needed to buy a house?
Fox Money, a personal finance hub, provides insights on credit scores and their impact on mortgage loans. Credit scores, primarily based on payment history, credit utilization, and credit history length, influence loan approval and interest rates. Minimum scores vary by loan type: FHA loans require a score of 500 with a 10% down payment, while … Continued
Selling in 2025? 6 Must-Haves for Your Home
Mortgage Rates in Idaho
Idaho is recognized for its low property tax rates and affordability, making it an attractive state for homeowners. Key locations include Blackfoot, with a median home value of $136,700; Burley, known for its recreational activities and a median value of $128,100; Mountain Home, offering a rural setting and a median value of $144,200; Pocatello, with … Continued
Should You Buy a Home in Late 2024 or Wait Until 2025?
Seller’s Market Cooling Down: Good News for Buyers
Midyear Check-In: New Forecast Shakes up 2024 Predictions
An interest rate cut is coming. Here’s what to do with your money beforehand
The Federal Reserve is expected to cut interest rates soon, potentially easing financial burdens for those with loans. However, uncertainty remains about the extent of the cuts. Experts recommend taking advantage of high-yield savings accounts, prioritizing credit card debt repayment, and considering mortgage refinancing. They advise against over-relying on CDs, trying to time the market, … Continued