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Reduced demand could lead to stagnant or declining prices, creating better deals for new buyers. Buyers prepared with savings and good credit can benefit from hesitant competition.

Valentine’s Day occurs every February 14 around the world, and candy, flowers and gifts are exchanged between loved ones, all in the name of St. Valentine Valentine greetings were popular as far back as the Middle Ages, though written Valentine’s didn’t begin to appear until after 1400. By the middle of the 18th, it was … Continued

Zero-down mortgages allow homebuyers to finance 100% of a home's purchase price without a down payment.Popular zero-down mortgage options include VA, USDA loans, and physician mortgages for eligible buyers.

New single-family home construction could increase by 13.8%, potentially easing supply shortages. Home prices are expected to rise more slowly in 2025, with a 4% increase projected.

Federal funds rate to hold steady at 2.9% across all four quarters, reflecting a new equilibrium. Borrowers and savers benefit from consistent rates, enabling confident financial decision-making.

Is the buyer trustworthy? Evaluating a buyer's past transactions helps determine their credibility and likelihood to close the deal. Where is the buyer's equity coming from? Assess whether the buyer is using personal capital or raising funds, especially for newer investors.

1: Shopping around dents your credit score. Shopping for mortgage rates won't hurt your credit and can save you thousands. 2: Paying off long-term debt increases credit score. Paying off long-term debt may slightly lower your credit score

Refinancing replaces your mortgage with a new one, often offering different interest rates or payoff schedules.Reasons to Refinance Lower interest rates. Switch loan type or term. Access equity or remove mortgage insurance.