Rate Relief Ahead? 2026 Looks Promising
Most 2026 forecasts expect modest mortgage rate declines, driven by easing inflation and economic stabilization.Fannie Mae projects a drop to 5.8% by Q4 2026.
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Home buying in the U.S. by county: Cost, availability, competition and more
The NBC News Home Buyer Index measures the difficulty of buying a home on a scale from 0 to 100, with higher values indicating tougher conditions. It considers cost, competition, scarcity, and economic instability. In June, the national index was 81.5, reflecting high difficulty due to rising costs and economic factors, despite some easing in … Continued
Sellers Beware: Market Balance Is Coming
Home sales are expected to rebound if mortgage rates drop below 6.5%, unlocking delayed buyer demand. Home prices are forecasted to rise moderately by ↑ 4.4% by end-2025 due to persistent supply shortages
Housing market tips toward balance as inventory rises and competition eases
Stable economic conditions and increased home inventory boosted May home sales, rising 3.5% from April and 0.9% year-over-year. Lower mortgage rates and more options favor buyers, but affordability challenges persist, with many finding renting cheaper than buying starter homes. Home values fell in 22 of 50 major metros, and sellers cut prices on 26% of … Continued
No tax on home sales? Here’s why Trump may scrap capital gains tax on housing
President Trump is considering eliminating capital gains taxes on primary home sales, aligning with a bill aiming to provide financial relief amid rising property values. Currently, profits above $250,000 (single) or $500,000 (married) are taxed, but soaring home prices have increased tax burdens. Supporters say it aids homeowners and housing supply; critics warn it favors … Continued
Will 2029 Mark a Real Estate Peak?
Home prices are projected to ↑ 19.8% cumulatively by the end of 2029. Top experts predict up to ↑ 31.0% total growth, while the most cautious expect only ↑ 8.3%. The avg expected annual growth rate through 2029 is ↑ 3.7%, down from recent post-pandemic highs. High uncertainty persists in 2029 forecasts due to interest … Continued
What Do Homebuyers Pay in Closing Costs in Idaho?
Closing costs usually amount to 3% to 6% of the mortgage. For example, a $450K mortgage could mean ~$13K to $27K in closing fees. In Idaho, homebuyers pay an avg of $4,082 in closing costs. The avg transfer taxes in Idaho are $0, so no transfer tax is applied. Idaho’s closing expenses come mainly from … Continued
Housing Market Predictions for 2025-2030
By 2030, median existing home prices may climb over 10% from 2025 levels. New home prices grow slightly in 2025, then up over 10% by 2030. Existing home sales rise 2.2% in 2025, rebounding nearly 18% by 2030. New single-family home sales dip slightly in 2025, then grow over 11% by 2030. Single- and multi-family … Continued
Explaining the Fed’s Unchanged Interest Rates
No Rate Change: The Federal Reserve kept interest rates unchanged for the fifth straight meeting, resisting political pressure to cut. Mixed Economic Signals: GDP grew 3% in Q2, but year-to-date growth is about half of 2024’s pace. Rising Inflation Risks: Slowing consumer spending, a weak housing market, and tariff-driven price pressures keep the Fed cautious. … Continued
How 6.4% Rates Could Impact 2026 Housing
Home prices may rise 3–4% in 2026 if mortgage rates fall below 6.4%.The 2025 rebound—6% in existing-home and 10% in new-home sales—sets optimistic 2026 momentum