Why Renters Insurance Is a Must-Have in 2025
Renters insurance is crucial in 2025, offering essential protection for tenants' assets and liabilities. It covers personal belongings against theft, fire, and natural disasters.
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Governor Little signed Parental Choice Tax Credit Bill despite strong public opposition
Gov. Brad Little signed House Bill 93, establishing the Parental Choice Tax Credit program, despite significant public opposition, with over 32,000 Idahoans urging a veto. The support for the bill was only 5,091, highlighting a 6-to-1 margin against the $50 million program. Little defended his decision, stating it enhances educational options while maintaining support for … Continued
Buying a House With Tenants? Know Your Rights
If a lease exists, it remains valid, preventing rent hikes or evictions until its term expires. Want tenants to move out? You must negotiate, buy them out, or ensure vacancy before purchase.
Nearly half of Idaho real estate inventory is new homes
Idaho leads the nation with 40% new home inventory, especially in Canyon (57.4%) and Ada (52.2%) counties, helping meet high demand. Median home prices rise, with Ada at $565,000 and Canyon at $424,990, while Hailey tops at $1.6 million. Future prices depend on inventory and mortgage rates; rates near 6% may boost demand, while rates … Continued
Selling Your Home in 2025? Expect More Competition
More homeowners will list their properties as mortgage rates stabilize, improving inventory but increasing competition.Buyers may gain leverage, leading sellers to offer price cuts or concessions in competitive markets.
How a Home Equity Line of Credit (HELOC) Works
What Is a HELOC? Secured by home equity Offers credit as collateral Better rates than credit cards Typically variable interest rates How HELOCs Work Based on home equity value Access up to 80% equity Simple application process Low/no origination fees
Idaho House passes state’s Medicaid budget, sending bill to governor
The Idaho Legislature has approved Senate Bill 1201, allocating nearly $674.2 million for Medicaid, with $515.1 million from federal funds and $70.1 million from the state general fund. This budget supports administrative programs and a hospital tax structure, with a total Medicaid budget projected at $5.25 billion for the next fiscal year, an 11.5% increase. … Continued
Idaho’s Housing Boom Turning Bust?
Pandemic-driven buyer influx caused unsustainable price increases, notably in Boise. Boise now faces declining home prices after becoming highly overvalued nationally.
Happy Easter
Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games such … Continued
Must-Know Home Equity Tips for 2025
Home equity loans offer low-interest borrowing, but 2025 brings key changes borrowers must consider. HELOC rates are 8.27%, while home equity loans average 8.43%—a shift could save you money.