Idaho ranks 10th in U-Haul's growth list for 2024, marking its fourth consecutive year in the top ten. The state sees a slight influx of new residents, primarily Gen Z, who make up 26% of newcomers. Washington leads in sending people to Idaho, followed by California and Oregon. Many newcomers become homeowners quickly, saving an … Continued
You may qualify for Idaho’s Property Tax Deferral program, allowing you to postpone property taxes on your home and up to an acre of land, with repayment plus interest to the state. Applications must be submitted by September 2, 2025, and eligibility requires being an Idaho resident, owning and occupying your home since before April … Continued
Refinancing your mortgage could save you thousands, but only if the benefits outweigh the costs. Refinancing a mortgage is worth it if it lowers costs through a better rate, term, or payment.
Start Early: Sellers should begin the process early, evaluating their home and preparing for the market.Home Preparation: Sellers should invest in updates, cleaning, and professional staging to increase appeal.
1. Staying in budget Plan beyond down payments and factor in all homeownership costs. 2. Mortgage interest rates Some homebuyers worry about high mortgage rates; buying now with solid finances may beat rising home prices later.
Governor Brad Little signed House Bill 40, marking the largest tax cut in Idaho's history, which returns $253 million to residents through reduced income tax rates from 5.695% to 5.3%. The law also allows veterans to retain more of their military pensions and excludes capital gains and losses from precious metal bullion from state income … Continued
Assess your property’s value and risks to determine your unique home insurance coverage needs. Researching a reliable insurance broker ensures the best advice, value, and appropriate coverage for your needs.
A home warranty covers repairs for major systems and appliances, costing between $300 and $600 annually. Skipping a home warranty? It could mean unexpected expenses, with service fees ranging from $60 to $100 per visit.
Idaho, once a hidden gem for celebrities, is now recognized for its commitment to traditional American values. The state features vast landscapes, including mountains and deserts, with significant population centers like the Treasure Valley. A recent list highlights the top 25 places to live in Idaho, considering factors like cost of living and recreation. Notable … Continued
Debt management affects your ability to buy a home by influencing loan eligibility and mortgage rates. A credit score of 620+ improves mortgage approval chances, while 580+ may qualify for limited options