Living in a small Idaho town offers benefits like minimal traffic, a close-knit community where everyone knows each other, and a strong sense of safety with lower crime rates. Small towns provide quick access to stores and quieter, peaceful environments ideal for relaxation. While bigger towns offer more amenities, small Idaho towns deliver a less … Continued
The US faces a shortage of 4.4M homes, including 1.3M single-family homes for lower-income buyers. New tariffs on Canadian and Mexican imports could raise home construction costs by ↑ 5%, worsening accessibility.
Mortgage Rate Basics: – Ask your lender to match lower offers – Use discount points to reduce interest rates – Strengthen Your Application First-Time Buyer Strategies: – Use first-time buyer programs for discounts – Bigger down payment lowers interest rates – FHA loans offer competitive rates
A new study has ranked U.S. states based on the difficulty first-time homebuyers face when trying to enter the housing market. Idaho ranks #8 overall (tied), making it one of the eighth hardest states for first-time buyers to afford a home. The median home value in Idaho is $433K, with a typical down payment of … Continued
Mother's Day is a celebration honoring the mother of the family or individual, as well as motherhood, maternal bonds, and the influence of mothers in society. The origins of commemorating motherhood dates back to the Ancient Greeks, where in spring festival, they celebrated the goddess Rhea, considered the Mother of the Gods. Anna Jarvis’s lobbying … Continued
In 2025, AI-driven mortgage approval processes will streamline loan decisions, cutting processing times by 30-40%.Mortgage rates could exceed 10% due to global economic pressures, inflation, and geopolitical instability in 2025.
Idaho ranked No. 8 in a national study of states with the highest housing costs. Housing expenses in Idaho take up 32.73% of the median monthly income. This may surprise residents, as home prices have surged since the COVID-19 pandemic began. Many prospective homeowners have been impacted by rising prices and fluctuating interest rates. The … Continued
In Boise, Idaho, the real estate market is showing signs of growth, with an increase in home sales and moderate price rises. In Ada County, single-family home sales rose over 11%, with a median price increase of less than 3% to $540,000. Canyon County saw nearly a 9% increase in sales and a 4% rise … Continued
Demand for Flexible Spaces – Hybrid work will drive demand for flexible, sustainable spaces in prime locations. Second-Tier Market Investments – Undersupplied 2nd-tier markets with good healthcare and education will attract investors. AI-Driven Property Analyses – AI will enhance property analysis, improving decision-making but increasing competition. Demand for Eco-Friendly Real Estate – Green buildings will … Continued
Renters insurance is crucial in 2025, offering essential protection for tenants' assets and liabilities. It covers personal belongings against theft, fire, and natural disasters.