A new bill in Idaho aims to enhance transparency regarding the use of personal mortgage information. It addresses the issue of "mortgage trigger leads," where credit companies sell mortgage application data, leading to unwanted contact from other lenders. Sponsored by Representative Chris Bruce, the bill mandates that salespeople disclose their identity and the purchase of … Continued
International Women's Day, also known as IWD for short, grew out of the labour movement to become a recognized annual event by the UN.It all started in 1908 when 15K women marched through NYC demanding shorter working hours, better pay and the right to vote. Things were made official in 1975 when the United Nations … Continued
Location and Budget: – Choose a neighborhood based on safety and schools. – Set a clear budget before searching. Credit and Preapproval: – Check your credit score for better rates. – Get preapproved to know loan options.
Stricter border control and deportation measures could reduce population pressures, impacting housing demand in key markets. Anti-inflation measures and energy cost reductions aim to stabilize the economy, potentially boosting housing affordability and investment.
Idaho, once a beacon of affordable living and a magnet for those seeking a slice of the American West, is currently experiencing a significant shift in its real estate landscape. The confluence of rising interest rates and a median hourly income that hasn’t kept pace has created a challenging environment for both buyers and sellers. … Continued
The Idaho Senate passed Senate Bill 1042aa, which limits application fees landlords can charge prospective tenants. Co-sponsored by Sen. Ali Rabe, the bill aims to enhance rental affordability and prevent exploitation by landlords. It restricts landlords to charging fees for only two applicants at a time and only for available units. Additionally, landlords must complete … Continued
Start house hunting in January to benefit from lower prices and reduced buyer competition. Hire a local Real Estate agent with expertise in undervalued properties and market trends.
Who Qualifies as a First-Time Buyer? – No homeownership in past 3 years – Returning buyers eligible – Broader definition of “first-time buyer Federal Assistance Programs: – FHA: 3.5% down payment – USDA: No down payment, full financing – VA: No down payment, no mortgage insurance
The U.S. housing market is entering 2025 with renewed activity after a subdued 2023 and signs of recovery in 2024. Home prices have risen 6.3% year-over-year, despite high mortgage rates, while home sales increased by 10.8% in December 2024 compared to the previous year. The Northeast and California are experiencing the hottest markets, with Connecticut … Continued