1: Shopping around dents your credit score. Shopping for mortgage rates won't hurt your credit and can save you thousands. 2: Paying off long-term debt increases credit score. Paying off long-term debt may slightly lower your credit score
Idaho House Speaker Mike Moyle proposed House Bill 40 to reduce income taxes, marking the first of three major tax reduction bills for the legislative session. The bill aims to lower individual and corporate tax rates from 5.695% to 5.3%, expand income tax exemptions for military pensions, and eliminate capital gains tax on gold bullion … Continued
Refinancing replaces your mortgage with a new one, often offering different interest rates or payoff schedules.Reasons to Refinance Lower interest rates. Switch loan type or term. Access equity or remove mortgage insurance.
Home Improvement Spending: Spending on home renovations is projected to grow by 1.2% through Q3 2025. Market Growth: New home construction and existing home sales are rising, supporting home improvement demand.
Low-income apartments and Housing Choice Vouchers are forms of financial aid for low-income individuals and families to secure safe housing. Eligibility is based on income, citizenship status, and rental history. Application involves visiting a local Public Housing Agency (PHA), providing necessary documentation, and awaiting approval. Subsidized apartments can be found through HUD.gov, local PHA, and … Continued
恭喜發財. Wishing you prosperity. Lunar New Year, is the most important celebration observed in China, with cultural and historic significance.The New Year celebration is centered around removing the bad and the old, and welcoming the new and the good. Traditional activities include reunion dinner, cleaning houses, visiting family members, setting off firecrackers and fireworks, and … Continued
Quarterly taxes are due four times per year to avoid IRS penalties. The first quarterly payment for 2025 is due on April 15, for income earned in Q1.
Home values are expected to rise 2.6% in 2025, matching 2024's growth pace. Sales of existing homes will climb to 4.3 million in 2025, up from 4 million this year.
The Fed influences mortgage rates indirectly through its policy on inflation and labor market data. Mortgage rates generally drop with Fed rate cuts, making borrowing cheaper for consumers.
Feeling trapped by high interest rates? Take charge with these effective strategies to secure better mortgage rates. Review and improve your credit report and score to enhance lender confidence and secure favorable rates.