More homeowners will list their properties as mortgage rates stabilize, improving inventory but increasing competition.Buyers may gain leverage, leading sellers to offer price cuts or concessions in competitive markets.
What Is a HELOC? Secured by home equity Offers credit as collateral Better rates than credit cards Typically variable interest rates How HELOCs Work Based on home equity value Access up to 80% equity Simple application process Low/no origination fees
The Idaho Legislature has approved Senate Bill 1201, allocating nearly $674.2 million for Medicaid, with $515.1 million from federal funds and $70.1 million from the state general fund. This budget supports administrative programs and a hospital tax structure, with a total Medicaid budget projected at $5.25 billion for the next fiscal year, an 11.5% increase. … Continued
Pandemic-driven buyer influx caused unsustainable price increases, notably in Boise. Boise now faces declining home prices after becoming highly overvalued nationally.
Easter is a Christian holiday that celebrates the belief in the resurrection of Jesus Christ.However, according to many theologians, Easter originally began before the arrival of Christianity.It is believed that Easter is named after the Anglo-Saxon goddess of the dawn and spring, known as Eostre.Examples of Easter traditions include Easter eggs and related games such … Continued
Home equity loans offer low-interest borrowing, but 2025 brings key changes borrowers must consider. HELOC rates are 8.27%, while home equity loans average 8.43%—a shift could save you money.
Navigating taxes can be complex for retirees, especially with varying state rules. In the West, Arizona offers property tax relief and does not tax Social Security, while California provides senior income tax exemptions. Colorado allows deductions for retirement income, and Idaho has low taxes but taxes retirement accounts. Montana lacks sales tax but taxes Social … Continued
Winter is slow, but 2025 will see more sellers returning, possibly leading to a more balanced market. Buyers should start credit repair now, as spring sees the biggest jump in available homes from February to March.
The global residential mortgage market is expected to grow from US$ 11.2 billion in 2022 to US$ 26.5 billion by 2030. The market is growing with a CAGR of 11.3% during the forecast period from 2024 to 2031.
Experts predict 15-year mortgage rates will gradually decline to 6.2%-6.4% by 2026. From 2027-2029, rates may stabilize around 5.8%-6.0%, with potential for slight increases.